
Two Things Decide Whether You Can Self-Fund, and Neither Is Your Headcount
Every self-funding conversation starts with the same question. Are we big enough? It is the wrong
✍️ Thought Leadership Blog
Practical analysis and commentary from the author Jude Odu on the topics that matter most to benefits professionals, plan sponsors, and the self-insured community.

Every self-funding conversation starts with the same question. Are we big enough? It is the wrong

On December 23, 2025, Schlichter Bogard sued four large employers and named their benefits consultants alongside

For the fourth year running, cancer is the top condition driving cost in employer health plans.

On July 1, Congress held a hearing on direct contracting. Five days earlier, a New York

CMS just reported the U.S. spent $5.7 trillion on health care in 2025, up 7.3% over

Your TPA controls your claims data, and renewal is the only point each year when you

On January 1, Medicare’s negotiated prices took effect for ten of the most expensive drugs in

Mercer says employer health costs will top $18,500 per worker in 2026, and 51% of large

Stop-loss renewals are climbing in 2026 as million-dollar claims rise 29%. Five steps self-insured plans can

For five years, hospitals satisfied federal price transparency rules by publishing “estimated allowed amounts” that often
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