National Health Spending Just Hit $5.7 Trillion: What That Means for Your Self-Funded Plan

CMS just reported the U.S. spent $5.7 trillion on health care in 2025, up 7.3% over 2024.

My book Model Optimal Care projected $5.6 trillion, so the waste math holds, and the top of the $760 billion to $1.6 trillion range now sits even higher.

This problem isn’t going away soon. Here is what self-funded employers should do now.