You already sit across from self-funded employers, captives, funds, risk pools, and benefits teams who are grappling with rising costs and waste within their health plans. The MOC Affiliate Program pays you to point them to two products built for that exact problem, and it pays you every month they stay.
Free to join | No minimums or quotas | Commissions paid monthly
Two products, one program
Most affiliate programs hand you a single product and hope it fits.
With us you get an advanced software platform and an online certification course, which means you have something to offer whether your contact controls a budget or controls their own career.
Who buys it. Self-funded employers, brokers, benefits consultants, and TPAs.
A six-course certification program built on the methodology outlined in the Amazon #1 bestselling book Model Optimal Care. It trains benefits professionals to find and remove health plan waste.
Why affiliates choose MOC
Employer health costs keep rising and fiduciary pressure under ERISA and the CAA keeps building. You are offering a fix, not a favor.
You get a custom tracking URL tied to your affiliate organization. Clients who sign up through it appear on your reporting page, so you can see what you have earned.
Commission structure
Months 1 through 12, plus a 10 percent residual in months 13 through 24.
You join at Level 1. You refer one Advisory subscription at $1,499 per month and three CP-MOC enrollments at the standard rate. Nothing heroic, just four conversations that went well.
How it works
We create your affiliate account, you login and sign the agreement, and we collect a W-9. There is no cost to join.
You receive a custom Affiliate link tied to you or your organization. For named accounts, register the deal in your account so credit is locked to you for 90 days.
Clients who sign up with your link appear automatically on your reporting page. Commissions are paid monthly by ACH or check once your balance reaches $100.
Who this is for
You do not need to be a salesperson. You need credibility with people who run or advise a self-funded health plan.
Bring your book of employer clients a tool that documents fiduciary risk in dollar terms.
Straight terms
Affiliate programs get a bad name when the rules only appear after the first payout. Here are ours before you sign anything.
Commission is calculated on cash we actually collect, after any discount. Certification commissions are paid on day 15, after the 14-day refund window closes, and a refund or chargeback reverses the commission for that sale. You may not bid on our brand terms in paid search, list our offers on coupon sites, or handle protected health information. You work as an independent contractor, so you receive a Form 1099 rather than a paycheck.
Questions
Nothing. There is no fee, no minimum volume, and no quota. You submit the interest form, we set up your affiliate account, and you accept the agreement and provide a Form W-9.
Within 48 hours. That is the same response window we hold for MOC-FI help desk submissions, and it applies to affiliate requests too.
Your custom Affiliate URL is the primary method, and it is the most reliable. We also apply a 90-day last-touch cookie for self-serve purchases, and you can register named accounts through a form that holds your claim for 90 days.
Monthly. Commissions earned in a calendar month are paid by the 30th of the following month, once your balance clears the $100 minimum. Payment goes out by ACH or check.
Twelve months at Level 1. At Level 2 you add a 10 percent residual in months 13 through 24. At Level 3 you earn 15 percent in months 13 through 24, then a 10 percent residual for as long as the account stays active and you remain in the client support path.
No. Level 1 is open to anyone eligible. If you already hold the CP-MOC credential, you qualify for Level 2 and the higher rate right away.
Yes, and that is the point. You cannot earn commission on your own enrollment or your own subscription, and accounts already in our pipeline within the prior 60 days are credited to that pipeline.
A refund or chargeback reverses the commission for that sale. Certification payouts wait until day 15 so the refund window has already closed, which keeps reversals rare.
Neither. You are an independent contractor. You promote the products using approved materials, and you do not speak for Model Optimal Care or bind the company to anything.
Express interest
Tell us a little about you and the audience you reach. We will set up your affiliate account and send you your login credentials.
You log in, sign the affiliate agreement online, and get your tracking link in your account.
Submitting does not create an affiliate account. We review each request and follow up by email within 48 hours.
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